Aloha Merchant Services – The Best Credit Card Processing Company in Hawaii

Running a business in Hawaii means providing exceptional customer service while ensuring smooth and secure payment processing. Whether you operate a restaurant, retail store, e-commerce business, or high-risk enterprise, having a reliable and cost-effective credit card processing solution is essential.

At Aloha Merchant Services, we take pride in being Hawaii’s top local payment processor. We offer affordable, secure, and innovative payment solutions designed for businesses across the Hawaiian Islands.

If you are looking for the best credit card processing company in Hawaii, Aloha Merchant Services is your trusted local partner.

 

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Why Choose Aloha Merchant Services in Hawaii?

With so many national and offshore credit card processors, why should Hawaiian businesses choose Aloha Merchant Services? The answer is simple: local expertise, better pricing, and personalized support.

1. Competitive Pricing & Transparent Fees

Unlike large mainland payment processors that charge high fees and unexpected costs, Aloha Merchant Services provides competitive pricing with no hidden charges. Our transparent pricing ensures that your business saves money while offering seamless payment experiences to your customers.

Our Pricing Advantages:

  • Lower credit card processing rates than Stripe & PayPal

  • No hidden fees or surprise costs

  • Custom pricing plans for businesses with high transaction volumes

2. Accept Payments from Locals & Tourists with Ease

Hawaii is a unique market with locals, visitors, and international tourists making purchases daily. Your business needs a flexible and reliable payment processor that supports multiple payment methods.

With Aloha Merchant Services, you can accept:

  • All Major Credit & Debit Cards – Visa, Mastercard, American Express, Discover

  • Mobile Wallet Payments – Apple Pay, Google Pay, and Samsung Pay

  • Contactless Tap-to-Pay Transactions – For quick, secure checkouts

  • EMV Chip Transactions – Secure chip card processing to reduce fraud

  • ACH & Recurring Billing – Ideal for subscription-based businesses and memberships

We ensure your business is equipped to accept payments the way your customers prefer, whether they are locals or tourists.

3. Advanced Security & Fraud Protection

Hawaii’s businesses must stay vigilant against fraud and chargebacks. That is why Aloha Merchant Services provides top-tier security features to protect both merchants and customers.

Our Security Features:

  • PCI Compliance – Industry-standard security to keep transactions safe

  • End-to-End Encryption – Protects sensitive payment data from fraudsters

  • AI-Powered Fraud Detection – Identifies and stops fraudulent transactions before they happen

  • Chargeback Prevention Tools – Helping merchants dispute and win chargeback cases

When you process payments with Aloha Merchant Services, you can do so with complete peace of mind.

4. Local Support & 24/7 Merchant Assistance

One of the biggest advantages of working with Aloha Merchant Services is our local support. Unlike national processors that route calls to offshore call centers, we provide direct access to our team right here in Hawaii.

Our Support Features:

  • 24/7 Customer Support – Speak with a real person, not a robot

  • Fast Dispute Resolution – We help you resolve payment issues quickly

  • Dedicated Merchant Success Team – Personalized service and support for your business

Whether you need help setting up your system, troubleshooting a transaction, or understanding your reports, our Hawaiian-based team is ready to assist you.

Industries We Serve Across the Hawaiian Islands

Aloha Merchant Services is committed to helping local businesses thrive, offering tailored payment solutions for:

  • Restaurants & Food Trucks – POS systems, online ordering, and tipping features

  • Retail Stores – Fast transactions, inventory tracking, and reporting

  • Tourist & Hospitality Businesses – Secure payments for hotels, attractions, and tours

  • E-Commerce Businesses – Online payment processing for websites and mobile apps

  • High-Risk Merchants – Including CBD shops, vape stores, and other high-risk industries

  • Professional Services – Law firms, medical practices, fitness centers, and more

Regardless of your business type, we have the right payment processing solution for you.

Get the Best Credit Card Processing in Hawaii Today! 

If you are looking for a reliable, local, and cost-effective payment processing solution in Hawaii, Aloha Merchant Services is the perfect choice. With lower fees, top-tier security, and 24/7 Hawaiian-based support, we help businesses accept payments with confidence and grow faster. 

💳 Ready to upgrade your payment processing? Contact Aloha Merchant Services today and let us help you take your business to the next level! 

 

 

What types of payments can Aloha Merchant Services process?

We process credit/debit cards, ACH payments, mobile wallets (Apple Pay, Google Pay), recurring payments, and contactless transactions. 

How do I switch to Aloha Merchant Services?

Switching is fast and easy! Our team will assist with setup, integration, and training to ensure a seamless transition with no downtime. 

What makes Aloha Merchant Services better than other credit card processors in Hawaii?

Unlike mainland providers, we are a locally operated company, offering lower fees, better support, and customized solutions for businesses in Hawaii. 

What makes Aloha Merchant Services better than other credit card processors in Hawaii?

Unlike mainland providers, we are a locally operated company, offering lower fees, better support, and customized solutions for businesses in Hawaii. 

Do you provide POS systems for retail and restaurants?

Yes! We offer customized POS systems with features like inventory management, online ordering, sales reporting, and tipping options for both retail stores and restaurants. 

How do I get started with Aloha Merchant Services?

Contact us today for a free consultation and see how Aloha Merchant Services can save your business money while improving your payment processing experience. 

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